April 2019 Monthly Update6 min read
It’s that time of the month again when I take a quick look back over the previous month. I look at how money I have invested is doing and how productive I have been with my personal goals.
This month has been a tricky one both personally and professionally but will delve into why later in this article.
One thing is certain though, there is actually no certainty in anything. Be it family, work and without doubt investments!
So, let’s kick off with how my investments have been doing in April 2019.
Investment Portfolio Update
My overall performance is showing a decline from last month of around 1%.
It’s very difficult trying to remain objective and not to have an emotional response when you start seeing a lot of red on your investment charts.
It’s not all doom and gloom though as a few investments are doing better than last month and on the rise – cryptocurrencies, Vanguard, Art of FX and Gold etc.
I cashed in a few fixed deposits held in Malaysia, as we need some cash for living costs. These are really a great way to get a solid 4% return with absolutely no risk.
Recently I have been looking at whether to get back into property for rental income. This would be in the UK though, certainly not Malaysia.
More research is needed here before I jump in though, especially with Brexit still up in the air.
There has been a bit of rally with Cryptocurrencies this month, with Bitcoin seeing a 29% bump.
This has increased my crypto net worth by 10% at the time of writing this article.
Bitcoin prices in April rose from around $4,000 to around $5,700 and now around the $5000 mark.
Now this asset is incredibly volatile, so unless I sell now it’s very likely we will see a different picture next week, next month.
Whilst we’re not seeing the $20k prices on November 2017, there is a wealth of investment still going into crypto, as can be seen with the market capital increase to $179 billion USD.
I am still happy to hold onto my Bitcoin – if/when it reaches $20k again, now thats another story!
Gold has dropped a little in recent weeks but it’s still holding its own.
With my frustration of not knowing what to invest into for future security, I decided to re-invest into gold and bought some more Maple Gold Coins to store with BullionStar.com.
BullionStar is based in Singapore and have a really simple platform for buying, selling and managing your gold (or silver) bullion, whether that’s gold coins that I buy or gold bars.
SaxoSelect Discretionary Trading Account
This was my star investment with gains of 30% in the last quarter of 2018, this year has been a different story altogether!
Most of the trades they set up in 2019 have ended up in the red!
So much so, that now my account is only up 5-7% from when I first invested back in September 2018.
Again, this investment is volatile and with all investments is cyclical. So, I will be watching this the next few months to see if I remain invested.
With the bullish stock market my VTI account is up again this month. The price of the Vanguard VTI is almost $150 USD per share at the time of writing, and so I am in the green.
I have more cash set aside to invest but holding back until I see the price decrease again.
Art of FX – Steady Growth
Repeating myself again here, but Art of FX are slow and steady. Whilst not the 20-30% annual gains seen few years ago I have experienced a 15% increase in my investment in 12 months.
Overall I am seeing my account is 15% up from when I opened it last year (12 months ago).
I decided to invest into another UK property development project with the guys at Crowdlords. The project is for a housing development in Billericay, Essex with an estimated return of 22-25% over a 18 month period.
Goal Progress for April 2019
You can probably guess what I am going to say next, especially if you have read previous goal progress reports eh?
That’s right, another shocking report for personal goals again this month!
To be fair it’s been rather distracting with family events (see below) but this isn’t the whole picture as I still have NO system in place. Without a system or process in place you default to your usual habits.
On the plus side though, I have been taking my Super Greens supplement, Gut Health and Krill Oil supplements I purchased from Onnit (please do check out the CEO’s awesome book – Own Your Day Own Your Life review here). I do believe this combination has been helping my health and will continue to take them and monitor the results.
I have continued to be committed to reading more books and making notes – this is being achieve each week.
April 2019 Summary
It’s been an emotional month this one. I got to enjoy my sister and family over in Malaysia visiting for the first time, it was really great for the first 10 days until it was cut short.
On Sunday the 17th April we found out my step-dad had died.
Whilst it was rather sudden, he was very ill, and we knew it wouldn’t be long. Although he had the late stage of cancer, in the end it was sepsis that caused his death.
So, my sister and family stayed with my family in Malaysia and I fly straight back to the UK to be with mum.
Of course, it’s not been a great time but has been really wonderful to spend quality time with mum and to help make the necessary arrangements.
I didn’t have a particular close or great relationship with my step-dad but he was in our family for 25 years and so there is a sense of loss. This is something I most likely will write about in another article.
Whilst in the UK my sister and her family came back and my poor niece become very ill, so much so that she needed to stay in hospital for a few days.
Our family is certainly having a tough time at the moment, well at least for us. My heart goes out to my sister and her daughter and wish a quick recovery – and really hope it doesn’t put them off visiting us again!
Back in the UK it was very pleasant to catch up with old friends. We had a big Dim Sum meal like the good old days when we used to live in London. This is one of the biggest downsides of living as an expat, you do miss your family and friends!
For some positive news my supplement has been completed!
Really excited to crack on with my supplement business. There is still a lot to get done as this month has been erratic.
So, watch this space for more news on my greens supplement!
Until next time, have an awesome month and see you soon.